Cash Flow Optimization Advisory Services

Services

Cash Flow Optimization Advisory

Optimizing returns on idle cash

Maintaining high liquidity

Minimizing credit, interest rate, and market risks

Enhancing transparency and internal control

IMPLEMENTATION APPROACH

Building Short-Term Investment Portfolios

OWP designs short-term investment portfolios tailored to the company’s cash flow cycle and risk appetite, prioritizing high-safety money market instruments with strong liquidity and competitive returns.

Prioritizing Safety
and Liquidity

We select financial products that feature: High credit ratings from reputable institutions, quick convertibility into cash, and transparent, easily monitored valuation mechanisms.

Optimizing Returns with Risk Control

OWP applies quantitative analysis models to: Compare expected returns across short-term instruments, optimize portfolios based on the principles of mean-variance, and ensure liquidity to meet the company’s operational funding needs.

To help institutions and corporates optimise yields while controlling risk, OWP applies a rigorous, product-specific governance process.

Product	Credit Risk	Liquidity Risk	Risk management solutions
Bank bonds	Low	Liquidity risk may occur in the secondary market	OWP selects top-tier banks with high credit ratings and prioritizes bonds with clear repurchase commitments.
CDs	Low	Low	OWP partners with reputable major banks, diversifies across multiple issuers, and designs cash-flow plans to minimize early withdrawal risks.
CDs — non-bank financial institutions	Risk of issuer’s weakened financial capacity	Lower liquidity	OWP chooses non-bank institutions with good credit ratings, conducts periodic monitoring of their financial conditions and ratings, and prioritizes CDs with repurchase commitments to enhance liquidity.
Corporate bonds with high credit ratings	Risk of delayed interest/principal payments or default	Limited liquidity in the secondary market	OWP selects issuers with transparent financial statements and clear credit ratings, prioritizes short-term bonds (1–2 years) with early redemption options, and diversifies across industries to mitigate concentration risk.
Private Debt (tripartite loans secured by highly liquid collateral)	Risk of borrower default or decline in collateral assets’ value	Liquidity depends on collateral assets realization	OWP only engages in private debt backed by highly liquid collateral assets with transparent ownership tied to company founders. We enforce strict loan-to-value (LTV) ratios, monitor collateral assets in real time, and require additional collateral if values decline to ensure capital recovery.

Cash Flow Optimization Advisory Services